If any man's work shall be burned, he shall suffer loss: but he himself shall be saved; yet so as by fire.
All Commentaries on 1 Corinthians 3:15 Go To 1 Corinthians 3
John Chrysostom
AD 407
If someone has the right faith but leads a wicked life, his faith will not protect him from punishment, because his work will be burned up. A man in gold armor will pass through a river of fire and come out shining all the more brightly, but a man who passes through it with hay will lose it all and destroy himself besides.