Titus 3:5

Not by works of righteousness which we have done, but according to his mercy he saved us, by the washing of regeneration, and renewing of the Holy Spirit;
All Commentaries on Titus 3:5 Go To Titus 3

Augustine of Hippo

AD 430
Little children alone who have performed no deeds of their own, either good or bad, will be condemned solely because of original sin, unless the grace of the Savior has freed them from it through “the laver of regeneration.” All others [are condemned], who have used their free will to add their own sins to original sin, but also for the deliberate acts of their own will. This is so unless they are delivered from the power of darkness and translated to the kingdom of Christ by the grace of God. .
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Knowing this first, that no prophecy of the scripture is of any private interpretation - 2 Peter 1:20

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